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Retirement Capital Group Announces New Board of Director

San Diego, CA - August 25, 2004 - Retirement Capital Group, Inc. (RCG), a leading provider of executive compensation and benefits solutions, today announced the addition of Keith Tobias to its Board of Directors.

Keith Tobias has more than 20 years of financial, consultative and strategic experience, with emphasis on nonqualified executive benefit plan design, security alternatives and liability funding.

Mr. Tobias was co-founder of Compensation Resource Group (CRG), where he helped to develop a process-driven approach to guide Fortune 1000 companies through the intricacies of nonqualified plan design and analysis with the ultimate goal of delivering best practices in all facets of executive compensation and benefits.

In addition, Mr. Tobias is a recognized leader and industry periodical contributor to various professional publications; Mr. Tobias served as an Editorial Advisor to the Journal of Accountancy from 1994 through 2002, specializing in compensation and benefit issues.

"The addition of Keith to RCG's Board is invaluable. Keith and I built CRG , and I am confident he will offer valuable strategic direction to RCG, and help position RCG as a leader in corporate retirement solutions," said Bill MacDonald, Chairman, President and Chief Executive Officer. "Keith's knowledge of our business is impressive, and we are pleased to welcome him to our Board."

Commenting on his new Director role at RCG, Mr. Tobias said, "RCG is an incredible opportunity for me. RCG's focus on industry best practices, expert plan design and delivery of executive benefits coupled with my industry experience complement each other perfectly. In addition, RCG's differentiators and the unbundled solution, offer RCG clients the next generation in nonqualified executive benefits."

About Retirement Capital Group
RCG is a national executive benefits consulting firm, offering RCG Best Practices to plan structure, design, benefit security, funding, implementation, and administration. RCG's unbundled approach is a paradigm shift, providing companies access to proprietary and creative solutions, the highest caliber of experts in the executive benefits marketplace, and a network of third-party administrators. RCG's corporate headquarters is located in San Diego, California .

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